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Accounts

Every dollar. Earning. Instantly.

Your Chequing balance earns 4–7%. Add a savings vault and earn up to 24%. Move between them any time — instant, no hold, no fee.

Open an account
Prime Chequing

Your everyday account. Earning by the second.

A checking account that treats every dollar like a working dollar. Interest compounds live, block by block. Spend from it, withdraw instantly.

  • 4–7% APY — around 50× the national average.
  • Balance updates every second. You can literally watch it grow.
  • No lockups. No minimum. Instant withdrawals.
  • Underlying strategies audited and monitored 24/7.
vildX chequing screen
Vaults

Want more? Pick your vault.

Three savings tiers — from steady to high-growth. All professionally curated. All you.

Safest
4–7%
PRIME VAULT

Diversified blue-chip savings.

Spread across the largest, most trusted stablecoin lending vaults. Think of it as a high-yield savings account — but online. Instant withdrawal, no hold.

Growth
8–12%
FRONTIER VAULT

Balanced higher yield.

Real-world credit, corporate treasury, and curated positions. Still dollar-stable. 72-hour withdrawal window.

High growth
17–24%
BOOST VAULT

Max growth. Real risk.

A mix of crypto-token yield and locked fixed-rate positions. Not principal-protected — you choose the risk.

APYs variable and not guaranteed. Past performance does not predict future results.
Portfolio

Everything you own. On one screen.

A donut of your allocation. A chart of your growth. Every account, every vault, every dollar borrowed — one dashboard.

  • Live allocation donut across every account and vault.
  • Growth chart — not just a running balance.
  • Filter by strategy: Conservative · Balanced · Growth.
vildX portfolio screen
How curation works

One deposit. Dozens of protocols. All curated.

You deposit. We handle everything else.

Deposit USDC

Fiat on-ramp or direct transfer. Deposit dollars or bring the stablecoins you already hold.

Risk engine allocates

Protocols scored 1–5 on audits, liquidity, oracles, and centralization.

Hourly rebalancing

Constrained optimization. Moves only when APY gain justifies gas.

Withdraw instantly

Yield auto-compounds. Withdraw from Prime instantly, no hold.

Open your account.
Everything earns instantly.

Deposit dollars — or the stablecoins you already hold. That's it.

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