DeFi yield carries real risks. We list them here in plain language so you can make an informed decision before depositing.
vildX is a non-custodial software platform that allocates user deposits across curated DeFi yield strategies via smart contracts and a self-custody wallet powered by Privy — a Stripe company. vildX is not a bank, broker-dealer, investment adviser, or regulated financial institution. Nothing on this site or in the app constitutes investment, legal, tax, or financial advice. You should consult qualified professionals before depositing.
All APY figures displayed are based on observed past performance of underlying protocols and are not promises. Yields are variable and may change without notice. Past performance does not predict or guarantee future returns. Backtest charts on this site are illustrative only and use real on-chain weekly APY data where available, with held-flat placeholders for positions without exposed historical APIs.
Funds are deployed into third-party smart contracts on public blockchains, including Morpho, Ember, Ethena, Yearn, Convex, Pendle, Gauntlet-curated vaults, Steakhouse-curated vaults, and others. These contracts may contain bugs, exploits, or design flaws. Oracle failures, governance attacks, liquidity events, and asset depegs may result in partial or total loss of principal. vildX does not control the security, audits, or operations of these third-party protocols, and assumes no liability for losses caused by them.
Stablecoins (USDC, USDT, PYUSD, USDe, AUSD) may lose their dollar peg, become illiquid, or fail entirely. Issuer insolvency, reserve mismanagement, or regulatory action could impair value. Synthetic stablecoins (sUSDe, USR) carry additional mechanism risk. CRV and other crypto-denominated yields used in vildX Boost carry token-price risk: if CRV drops, the dollar value of your principal drops with it even if APY is positive. Boost is not principal-protected.
Pendle Principal Token (PT) positions used in Boost lock in a fixed APY at entry but require holding to maturity or selling on the secondary market. Secondary-market PT prices fluctuate; early exit may result in realised loss. PT positions are exposed to underlying-asset depeg and PT-AMM liquidity risk.
Withdrawals from underlying protocols may be subject to lock-up periods, withdrawal queues, or temporary illiquidity. Ember vaults operate on periodic withdrawal windows. Ethena sUSDe has a 7-day cooldown. Morpho V2 vaults rely on borrower repayment for liquidity and may have temporary supply-cap limits. vildX cannot guarantee instant withdrawal under all conditions.
vildX charges a 10% performance fee on realised yield (we only earn when you earn) and a 0.25% annual management fee on TVL. Underlying protocol curators (Steakhouse, Gauntlet, Ember, Ethena, etc.) deduct their own fees before vildX fees are applied. All fees and allocations are visible on-chain at any time. There are no deposit, withdrawal, swap, bridge, card, or transfer fees.
vildX exercises professional discretion to research, vet, allocate, and rebalance across underlying positions. Curation decisions are made in good faith using public data, audits, and on-chain telemetry. vildX makes no guarantee that curation will prevent losses caused by underlying protocol failures or market events. Risk reviews are continuous but not real-time; outages, exploits, or rapid market moves may exceed our response time.
vildX never takes custody of your funds. Your assets sit in audited smart contracts under a self-custody wallet controlled by you (via MPC managed by Privy — a Stripe company). You are responsible for the security of your wallet, MPC shares, recovery share, and any device used to access vildX. Loss of access to your wallet may result in permanent loss of your funds — vildX cannot recover them.
vildX is not available to residents of the United States, the United Kingdom, or the European Union / EEA, or to residents of jurisdictions where use of decentralised-finance services is restricted. You are solely responsible for ensuring your use of vildX complies with the laws of your jurisdiction.
Yields earned through vildX may be taxable in your jurisdiction. vildX does not provide tax advice and does not withhold or report on your behalf. You are responsible for tracking and reporting your gains and losses.
The legal status of DeFi, stablecoins, and digital assets is evolving. Changes in law, regulation, or enforcement in any jurisdiction may materially affect the availability, functionality, or legality of the Services and your ability to use them.
Internet outages, RPC failures, oracle outages, blockchain congestion, and infrastructure incidents at Privy or other vendors may delay or prevent transactions.
By using vildX, you acknowledge that you have read and understood these disclosures, are eligible to use the platform in your jurisdiction, accept all associated risks, and have not relied on vildX or any of its representatives for investment advice. Only deposit funds you can afford to lose.