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Safety

We can't move a dollar.
Only you can.

Your money lives on-chain in a wallet only you control. Wallet infrastructure built and secured by Privy — a Stripe company. vildX never holds your funds. Not now. Not ever.

Wallet infrastructure

Built & secured by
Privy — a Stripe company.

Your MPC signing key is managed and stored by Privy, the leading wallet infrastructure provider now part of Stripe. The same wallet stack that powers billions in on-chain volume for the biggest names in fintech. Bank-grade key management, HSM-backed, SOC 2 Type II certified.

  • Acquired by Stripe — same standards that secure $1T+/year in payments.
  • SOC 2 Type II certified. Independently audited annually.
  • HSM-backed key shards in redundant enclaves. No single point of failure.
  • Used by millions. The wallet layer under many of your favourite apps.
Learn about Privy →
Wallet infrastructure by
Privy
a Stripe company
MPC 2-of-3
key split
SOC 2
Type II certified
HSM
key-shard storage
$1T+
Stripe-secured/yr
Split-key protection

Your key. Three pieces. You control two.

Instead of a seed phrase (which you can lose), your signing key is split into 3 pieces using MPC and managed by Privy — a Stripe company. Any 2 of the 3 shares sign together. vildX alone can never move funds.

  • Share 1: your phone. Sealed in the Secure Enclave, unlocked by Face ID.
  • Share 2: Privy co-signer. HSM-guarded by Privy (a Stripe company). Only signs when your device asks.
  • Share 3: iCloud recovery. Encrypted with your passkey. Only you can unlock.

If you lose your phone, iCloud + Apple ID + Face ID brings you back in 30 seconds.

📱
Share 1 · This device
Secure Enclave · unlocked by Face ID
🛡️
Share 2 · Privy co-signer
HSM-guarded · by Privy, a Stripe company
☁️
Share 3 · Recovery
Passkey-wrapped in iCloud Keychain
Four pillars

Every dollar. Every step. Protected.

Diversified, always

Your money is spread across multiple providers and strategies. No single failure can take it all.

Professionally vetted

Only providers with proven track records, third-party audits, and battle-tested security.

Your keys, your money

vildX never holds your funds. They sit in secure accounts only you control.

Open and transparent

Every position, every fee — visible in the app. Nothing hidden, nothing surprising.

In plain language

vildX is a self-custodial wallet.
Nothing more. Nothing less.

We're software that gives you a familiar banking interface on top of a self-custody wallet. That's a specific thing — with specific limits. Here's what we are, and what we are not.

✓ We are

  • A self-custodial wallet — you hold the keys.
  • Software that routes deposits into curated on-chain vaults.
  • Transparent about every position, every fee, every risk.
  • An interface. Nothing you do here is intermediated by us.

✗ We are not

  • Not a bank. No deposit insurance. No banking licence.
  • Not a broker or investment adviser. We don't give financial advice.
  • Not a custodian. vildX cannot move your money. Ever.
  • Not a fiduciary. Nothing here is a recommendation.
Jurisdictional restriction
Not available to residents of the United States, the United Kingdom, or the European Union / EEA.

Also restricted in any jurisdiction subject to comprehensive sanctions or where decentralised-finance services are prohibited. You are solely responsible for ensuring your use of vildX complies with the laws of your jurisdiction.

The honest version

Real risks. Real disclosure.

Because we're a self-custodial wallet, not a bank — you take on the risks. Here's the shortlist. Full details on the Risk Disclosures page.

APYs are variable

The rates you see today can change tomorrow. Past performance does not predict future returns.

Smart contract & stablecoin risk

Funds are deployed to third-party smart contracts and stablecoins. Bugs, exploits, oracle failures, or depegs may result in partial or total loss of principal.

Self-custody responsibility

vildX never holds your funds. Loss of wallet access may result in permanent loss. Back up your recovery share to iCloud when prompted.

Not a bank. Not advice.

Nothing on this site is a bank product, a security, or investment / legal / tax advice. You are solely responsible for your decisions.

Read the full Risk Disclosures, Terms, and Privacy Policy.

Bank-grade safety.
Self-custody by default.

Try the app. Try the safety story. You're in control from second one.

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